At David & Philpot, P.L., our accident lawyers regularly get questions from people who been injured in auto accidents. Rideshare accidents, in particular, are on the rise. The following is a general overview of what you should know if you’re ever involved in an Uber or Lyft rideshare accident.
Both Uber and Lyft are popular ridesharing companies in the United States. Uber is much bigger and is available in more places; it is also an international rideshare company that offers it services to over 70 countries. Lyft is only available in the United States. The charges for Uber and Lyft are very similar and tend to increase during peak hours.
Requirements for Uber and Lyft Drivers
To become an Uber or Lyft driver, you need to meet certain requirements. These requirements include:
Uber: Uber drivers must be 21 years of age, have at least one year experience as a driver if over the age of 23, or three years of experience if under 23. A valid driver’s license and eligible 4 door vehicle is also mandatory.
Lyft: Lyft requires drivers to be at least 21 years of age and have a minimum of 1 year of experience in driving a vehicle. A valid license is required in addition to undergoing a background and DMV check.
It’s important to note that no extra training is required for new Uber or Lyft drivers in Lakeland, FL.
Insurance Carried By Uber and Lyft Drivers
Both rideshare companies have liability coverage that varies depending on the circumstances of the driver and vehicle. Once a ride has been accepted by a driver, up to $25,000 for property damage, $50,000 for bodily harm, and $100,000 per accident is available. During ride matching and dropping off a passenger, up to $1 million in liability coverage is available as well as $1 million for underinsured and uninsured drivers.
Many Lyft and Uber drivers will have their own insurance policy, which may offer additional coverage during the times when the rideshare app is not in use, or while they are driving to pick up a rider.
If you have been injured as a rideshare passenger, the insurance policy through Uber, Lyft, or the driver’s own policy may be able to cover your damages. These claims can become complicated depending on how liability is determined, which is why you should consult an auto accident lawyer for further advice.
When Another Driver is At Fault
If another driver outside of the rideshare vehicle is found to be liable for the accident, their insurance should cover the damages. If in the event they are under or uninsured, Uber or Lyft may cover your injuries and losses.
Filing a Lawsuit Against the Rideshare Company
In addition to filing a personal injury claim, it may be possible to file a lawsuit against Uber or Lyft. The ability to do so would greatly depend on the circumstances of the case and accident. In accidents where there was no passenger, the rideshare driver’s insurance would cover damages incurred in an accident. When there is not enough coverage, the rideshare company may compensate the victim. In select cases it is possible to pursue a lawsuit. To determine your eligibility you should consult with an auto accident lawyer Lakeland, FL drivers and passengers trust.
Call David & Philpot, P.L. today to schedule a consultation with a lawyer who can handle rideshare car accidents.