How Accidents in an Uber or Lyft Are Different Than in Your Own Car

Auto Accident Lawyer in Lakeland, FL

If you’re like most people, you probably get into a car almost every day. Whether you’re behind the wheel or your vehicle or riding in someone’s else’s, this mode of transportation is usually a reliable way to get you from place to place. Occasionally, accidents happen. Though no one wants to deal with the consequences of such incidents, you need to be prepared to respond appropriately. It’s helpful to understand the differences between an accident in ride-hailing service such as an Uber or Lyft and one in your own car. Having the legal assistance of an auto accident lawyer in Lakeland, FL can also be very beneficial in these types of accidents.

Your Responsibilities

Regardless of what type of vehicle you’re in, there are some essential guidelines you need to follow after an accident. It’s crucial that you never leave the scene of an accident, even if you’re not at fault, not hurt or not driving. You will have valuable information to pass along to police and insurance companies. Also, you should never admit fault to the other driver, though you should be respectful and calm. Exchange your insurance and contact information with other parties involved and cooperate with the responding authorities. You should also take photos of the scene, including the damage to the vehicle you were in and any injuries you suffered.

Uber or Lyft Accident

These services can be convenient ways to travel without having to worry about traffic congestion and the stress of being behind the wheel. Using an app, you can schedule a pickup, and your ride will meet you at a designated location within minutes. Of course, Lyft and Uber drivers are subject to the same challenges on the road that you face. If a collision occurs with another vehicle or object, and you’re injured while riding in one of these vehicles, you shouldn’t have to worry about your insurance premiums going up. This is because the service’s insurance or the insurance of the driver at fault should cover any medical costs. Make sure you get all vital information from the Lyft or Uber driver and from any other driver involved.

Accident in Your Car

If you’re injured in an accident as the driver (or passenger) or your own car, your insurance will become involved. Your policy should have personal injury protection, which will cover medical care for everyone in your family. This shouldn’t affect premiums if you weren’t at fault. If the accident isn’t your fault, the other driver’s insurance should cover costs that go beyond your plan’s allowable amount.

It’s critical to be aware of how insurance companies work in both of these types of car accidents. Be prepared to act appropriately in these events.

Contact David & Philpot, P.L. for their insight into personal injury claims and car accidents involving a rideshare.