Brain Injury Costs and How You Can Afford Them

Brain Injury Attorney

When someone you love is diagnosed with a traumatic brain injury, it adds a lot to your plate. Now you have the responsibility to care for another individual who may have limited abilities. This not only puts a physical burden on you, but a financial one as well. If your loved one has suffered a TBI, there are some ways you can afford the expenses that will be incurred.

Costs Associated With TBI

The costs associated with TBI for your loved one will be determined by the severity of the injury. In some cases, the injury is short-term. In others, it’s long-term. Some possible costs associated with this type of injury include:

  • Rehabilitation – Again, this depends on the extent to which your loved one has to be rehabilitated, but some studies show an addition of around $150,000 to patients who require rehabilitation.
  • Hospitals – It’s possible someone who requires a hospital stay could end up paying up to $8,000 per day. Someone who stays in an actual rehab center may only have to pay between $850 and $2,500 each day.
  • Funerals – If your loved one dies as the result of TBI, the costs can reach $450,000 and beyond.

In total, someone could pay around $4 million for the costs associated with TBI. He or she also needs to consider ambulance and emergency room costs, surgeries, prescriptions, assistive devices and so much more.

How to Afford the Costs

You may be looking at the totals and wondering how you’re going to pay for any of it. Brain injuries are expensive, but you don’t have to worry about it on your own. There are a lot of resources for families of TBI victims, as well as brain injury lawyers who will be by your side through it all. Something these resources could help you with is finding compensation to pay for the expenses incurred due to the injury. Some possibilities include:

  • Insurance Coverage – If the injury was sustained during a car accident, the auto insurance of the responsible party might step in to cover your costs. If the injury occurred while on someone’s personal property, their homeowner’s insurance may cover the costs. There’s also the possibility your personal health insurance will cover some of the costs.
  • A Lawsuit – If the responsible party is clearly known and the insurance company is either difficult or not offering enough, you could file a brain injury lawsuit against the responsible party. You may have to pay for the costs out-of-pocket until you receive a settlement, but you can be reimbursed. Some medical providers and other professionals may even put a lien on your settlement, rather than asking for you to pay up front.

Contacting a Lawyer for Assistance

When your loved one experiences TBI, it is life-changing for everyone involved. Contact a brain injury lawyer in Trenton, NJ to learn more about what you can do, and for assistance in getting started.

Thanks to Davis & Brusca for their insight into personal injury claims and brain injury costs.