Personal Injury Law Firm Longwood, FL
Have you been injured in an accident that was not your fault? Are you facing exorbitant medical costs for treatment, and you’re struggling to cover these fees? Perhaps you are not working, and now bill collectors are threatening you. You might feel upset when you think about the fact that your accident could have been avoided had the defending party been paying attention and adhering to their duties of care. As a leading personal injury law firm Longwood, FL residents know and respect, we are very familiar with this kind of situation. Many clients find themselves in a similar scenario and reach out to us for advice. Rest assured, we do our best to help. For an immediate consultation with a personal injury attorney Longwood, FL has to offer, call David & Philpot, P.L.
How to Deal With Medical Debt Before Your Settlement
When it comes to medical debt, payments are not always easy. Even if you are going through the process of a personal injury claim, you still owe the bills when they are due. This can be difficult if you desperately need the money from the settlement. Fortunately, there are some options to help you while you wait for your reward.
While some providers may not allow you to draft a payment plan, some do accept medical credit cards. These are credit cards that are for specific medical procedures or simply for medical care. One of the bonuses of medical credit is that a lot of cards provide six to 12 months of no interest. This makes it easier for you to pay off your debt without having to worry about the interest rate. It is important to understand that deferred interest can lead to higher bills later down the line, if you don’t pay them off. Medical credit cards can be extremely beneficial, but you need to be informed about the interest and other specific details related to your plan.
For those who have low-income, you may be able to have a plan designed for those with financial hardships. These are payment plans that relate to your income. It creates a more manageable payment schedule. If you owe too much in medical bills, this is a way that you can get the amount reduced. In some cases, you may have to apply for Medicaid before you can apply for a payment plan. Your personal injury law firm Longwood, FL injury victims trust may be able to explain this to you in further detail.
If your medical bills are already in collections, then you may be able to negotiate for a lower cost. Debt collectors purchase debt for a very small amount and so this allows you room to negotiate. If you think that you can haggle or be a good medical advocate, then you may want to consider negotiations. Take a look at your bills and decide which costs look wrong or too high. You may also be able to negotiate the final cost along with using different payment options. Remember, however, that how much you pay on your medical bills will factor into what you can ask for in damages.
Do You Need a Leading Personal Injury Law Firm in Longwood, FL?
Medical treatment costs are high. After suffering a serious personal injury, you may not have the funds to pay for your treatment. Even if you are waiting for a settlement, you still have to pay your bills in the meantime. Discussing your options with a personal injury lawyer may help you to find a way to pay your bills while awaiting the final verdict on your settlement.
If you have not filed a claim, but are looking for further advice about whether or not you have the ability to recover monetary compensation after an accident, please call a personal injury law firm in Longwood, FL, such as David & Philpot, P.L.