If you’ve been hurt in a car crash, you’ll need an Orlando car accident lawyer you can trust. With over 20 years of experience, the team at David & Philpot, PL is ready to help you deal with the aftermath of your crash. Read on to see some of the most important steps you should take:
Act Immediately After The Accident
The moments immediately following a car crash are critical. First, ensure that everyone involved in the accident is safe and call for medical help if needed. Contact the police to file a report—this document is a vital piece of evidence as it provides an official account of the events and can be pivotal when filing a claim.
Document Everything
Gathering evidence at the scene plays a significant role in strengthening your claim. Take photos of the vehicles involved, any visible injuries, and the surrounding area. Also, collect contact information and statements from witnesses as their accounts may support your version of events.
Seek Medical Attention
It is crucial to seek immediate medical attention, even if you feel fine immediately after the incident. Some injuries, like whiplash or internal bruising, might not show symptoms right away but can have long-term health consequences. Having a medical record linking your injuries directly to the accident can significantly bolster your claim.
Be Mindful Of What You Say
When you’re involved in a car crash, the things you say can be used against you in your claim process. Avoid admitting fault or making definitive statements about the accident to the other party, witnesses, or insurance adjusters. Limit your communication with the other driver to the exchange of contact and insurance information.
Understand Your Insurance Coverage
Review your insurance policy to understand what coverage you have available. It’s important to know the limits of your liability, collision, and medical coverage. If the crash involves an underinsured or uninsured driver, knowing whether you have protection under your own policy for such scenarios becomes even more essential.
File A Claim Promptly
Contact your insurance company as soon as possible to report the accident and initiate the claims process. Provide them with all the collected evidence and be factual about the incident and your injuries. Delaying this step can complicate the process and might give the insurer a reason to question the validity of your claim.
Keep Detailed Records
Throughout the claims process, keep detailed records of all your interactions. This includes conversations with insurance adjusters, emails, and letters exchanged, and any other communications related to the accident and your claim. These documents can be crucial if there are disputes during the claims process.
Consider Legal Advice
Sometimes, securing compensation can become complicated, especially when dealing with severe injuries, contentious liability issues, or uncooperative insurers. Consulting with a legal team can provide you with the guidance you need to manage your claim effectively. A legal professional can help assert your rights and ensure that your claim is handled fairly.
At David & Philpot, PL, we’re ready to walk you through your next steps. Get in touch with us today, and see how an Orlando car accident lawyer from our office can help.
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