Truck crashes can be frightening, overwhelming, and expensive, but your Orlando, FL truck accident attorney can walk you through the aftermath. At David & Philpot, PL, our team has spent years helping our clients with personal injury cases of all kinds, ranging from car accidents to defective product injuries. We’ve also gained valuable experience as former insurance defense attorneys, which gives us a unique perspective on how to deal with your insurance providers after a truck crash. Read on to learn more, and contact us today.
Gathering Information At The Scene
While at the scene, if you are able, gather as much information as possible. Take pictures of the vehicles involved, the surrounding area, and any visible damages. Collect names, contact details, and insurance information from all parties involved, including any witnesses. This information will be very helpful when you file your insurance claim.
Contacting Your Insurance Company
It’s important to contact your insurance company as soon as possible after the accident. Most policies require prompt reporting of accidents. When you call, be honest and factual about the incident and your injuries. Avoid admitting fault or giving detailed statements without consulting with a legal professional first.
Dealing With Other Parties’ Insurers
You may need to deal with other parties’ insurance companies. Be cautious with communication. You are not obliged to discuss the specifics of the accident or your injuries with the other party’s insurer. Direct them to your attorney if they seek detailed information or a statement.
The Role Of Adjusters
Insurance adjusters play a significant role in the claims process. They assess property damage, review police reports, and evaluate injury claims to determine the amount of money that will be paid. While adjusters can provide helpful information, remember that they represent their employer’s interests, not yours. It’s advisable to have legal representation to protect your interests during these interactions.
Negotiating Settlements
Settlement negotiations can be the most stressful part of the claims process. It’s vital to have a clear understanding of the fair value of your claim, considering all your damages, from vehicle repairs to medical bills and lost wages. A legal team can be invaluable during negotiations, helping to articulate the full extent of your losses and ensuring that any settlement offer is fair.
Legal Considerations
Sometimes, insurance settlements are not straightforward. Issues can arise, such as disputes over fault or the amount of compensation owed. In such cases, having legal support is crucial. Lawyers can help challenge denials of claims or inadequate settlement offers through negotiation or, if necessary, litigation.
When To Seek Legal Advice
If the process becomes overwhelming, or if you feel the settlement offer is not adequate, seeking legal advice can make a significant difference. A lawyer can handle the burdens of negotiation and legal proceedings, allowing you to focus on recovery.
At David & Philpot, PL, we’re committed to supporting our clients through these challenging times. If you’re dealing with the aftermath of a truck crash and feel unsure about dealing with insurance companies, we’re here for you. Contact us today to get started.
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